GO2bank | Build your Credit | Access your free Experian credit report (2024)

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GO2bank | Build your Credit | Access your free Experian credit report (5) Help

  • Help Center
  • FAQs
  • Quick help guides
  • How-to videos
  • Chat with an agent
  • Blog
  • Contact us
  • Fraud protection
  • Identity theft protection

Help

  • Help Center
  • FAQs
  • Quick help guides
  • How-to videos
  • Chat with an agent
  • Blog
  • Contact us
  • Fraud protection
  • Identity theft protection

Log in

Activate your card

Activate your card

GO2bank | Build your Credit | Access your free Experian credit report (9) Help

  • Help Center
  • FAQs
  • Quick help guides
  • How-to videos
  • Chat with an agent
  • Blog
  • Contact us
  • Fraud protection
  • Identity theft protection

Open an account

when you pay your bills from a GO2bank™ account and enroll in Experian Credit Care Advantage™

Open an account

Already have a GO2bankTM account?

Log in and enroll

Raise your FICO® Score by an average of 19 points** Credit Score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO Scores (Such as FICO® Auto Scored and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Average users who received a boost improved their FICO® Score 8 based on Experian Data by 12 points. Some may not see improved scores or approval odds. Not all lenders use credit information impacted by Experian Boost™.

when you pay your bills from a GO2bank™ account and enroll in Experian Credit Care Advantage™

Open an account

Already have a GO2bankTM account?

Log in and enroll

  • Experian Boost®

  • FICO® Score

  • Dark Web Surveillance

  • Experian CreditLock

90% of people who don't have a lot of credit get an instant increase to their FICO®Score with Experian Boost®

You work hard day in, and day out to pay your bills each month. Ever feel like you’re not getting ahead? Now, you can finally get credit for all your hard work with Experian Boost®.

Raise your credit scores for free when you pay your bills through your GO2bank account. Add your positive payment history from utilities, video streaming services and rent to instantly increase your FICO® Score when you pay your bills for a minimum of 3 payments.

90% of people who don't have a lot of credit get an instant increase to their FICO® Score with Experian Boost®

You work hard day in, and day out to pay your bills each month. Ever feel like you’re not getting ahead? Now, you can finally get credit for all your hard work with Experian Boost®.

Raise your credit scores for free when you pay your bills through your GO2bank account. Add your positive payment history from utilities, video streaming services and rent to instantly increase your FICO® Score when you pay your bills for a minimum of 3 payments.

Stay up to date with access to your free Experian credit report and FICO® Score** Credit Score is calculated based on FICO®Score 8 model, unless otherwise noted. In addition to the FICO®Score 8, we may offer and provide other base or industry-specific FICO Scores (Such as FICO®Auto Scored and FICO®Bankcard Scores). Your lender or insurer may use a different FICO®Score than FICO®Score 8 or such other base or industry-specific FICO®Score (if available), or another type of credit score altogether.

Your credit scores are calculated from the information found in your credit report. See the factors influencing your FICO® Score, including payment history, amount of debt, credit history length, amount of new credit, and credit mix.

Experian credit report and FICO® Score refreshed every 30 days

Monitoring of your Experian credit report and FICO® Score with alerts

Credit cards and loans matched for you

Take better control of your identity with identity theft monitoring, alerts, and dark web surveillance

If you have ever been a victim of a data breach, the Dark Web is a place where your sensitive information might live. Identity thieves use the Dark Web to buy and sell personal information to potentially commit fraud.

Dark Web Surveillance monitors the depths of the web daily to identify activity associated with your identity. We’ll notify you immediately if any exposure of your monitored personal data is found. Experian looks for information in the following locations:

Web pages, blogs, bulletin boards, peer-to-peer sharing networks, forums and chat rooms

Malware samples

Social media feeds

Web services, servers and file transmissions

Control at your fingertips with Experian CreditLock

With Experian CreditLock you have the ability to control who can access your Experian credit file with the touch of a button. Lock your credit file keeping fraudsters and identity thieves away.

Lock your Experian credit file to protect against identity theft

Unauthorized access to your credit lock is blocked

Real-time alerts if anyone applies for credit in your name

Easily lock and unlock your Experian credit file anytime

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* When on a desktop, hover over * to view important disclosures. When on a mobile device, click on * to view disclosures.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

GO2bank is Green Dot's flagship mobile bank account. Green Dot has been named one ofNewsweek’s Most Trustworthy Companies in America for 2023and has serviced more than 67 million accounts over the last 23 years.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services.

Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants. Partner terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

©2024 GO2bank. GO2bank is a trademark of Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.

NO PURCHASE NECESSARY. Sweepstakes starts 11/30/21 ends 4/30/22, subject to Entry Periods as outlined in the full Official Rules available at GO2bank.com/50KTax. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Prize: $1,000 to be awarded as credit or a check. Void where prohibited.

Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit of your federal tax refund may vary. The name and Social Security number on file with the Internal Revenue Service must match your GO2bank account exactly or we will decline your deposit.​

Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Early deposit does not apply to GO2bank accounts opened at a tax professional’s office. The name and Social Security number on file with the IRS must match your GO2bank account to prevent fraud restrictions on the account.

NO PURCHASE NECESSARY. Sweepstakes starts 12/1/23 ends 4/30/24, subject to Entry Periods as outlined in the full Official Rules available at

go2bank.com/tax500

. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Prize: $500 to be awarded as credit or a check. Void where prohibited. Promotional credits are reported on form 1099 to the IRS.

You are about to leave GO2bank.com. GO2bank does not provide, and is not responsible for, the product, service, or overall website content available at . The GO2bank Privacy Policy does not apply to and you should consult the privacy disclosures on for further communication.

GO2bank | Build your Credit | Access your free Experian credit report (2024)

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